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10 Money Saving Home Decor Ideas Home And Decor Singapore

10 Money Saving Home Decor Ideas Home And Decor Singapore 10 Money Saving Home Decor Ideas Home And Decor Singapore

If you’re getting bored with the furniture that came with your flat, try updating the hardware. New knobs or handles make the most ordinary piece of furniture look more glamorous, and they come in all price ranges, some for as little as S$1 each.

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View the full suite of home furnishing items on the free Qanvast app! Download it free from the App Store or Google Play.

5. Pamper yourself at restaurants and beauticians at trainee prices

It’s important for us to prepare for a rainy day by planning our finances ahead to save up, much like how it’s compulsory for the government to run rigorous exercises every year to project revenue and plan expenditure while saving excess funds to build up its reserves. 

Rather than lumping all your money into one bank account, get a bank account that lets you create sub-accounts or saving goals. Both OCBC and Maybank offer such features, and it allows me to divide up my money and see how much I have saved towards each of my goals.

As we plan our entire lives to ensure we’ll have enough, we found some tips from our friends at the Ministry of Finance, who are tasked with budgeting national finances – except on a far, far greater scale. Given that they’ve been able to keep Singapore successfully in the black for the past few decades, there’s nowhere better we can start picking a few tips from!  

4. Mix and Match Your Bed Linens Expect to pay at least S$200 for a matching bed linen set. If that sounds ridiculous, you can buy linens separately (on sale), then mix and match the patterns. Not only do you save a lot of money this way, but using different textiles creates a very interesting bedroom space.

Honey scours the Internet to find discount codes, free shipping promotions, and other sweet deals on your online shopping. By spending judiciously, you get the most out of your money – and that’s something our government does as well. With the help of data analytics, government agencies compare prices for similar products on a centralised procurement platform to ensure that they get the best deals for the people. 

They’ve got a whole variety of classes, like zumba, kickboxing and yoga. All you need to do is just sign up and show up! Head over to their website to find out more – it’s the first step to working out and getting in shape without spending a cent. 

Our nation practices a “jar-ing” method, with money from the Budget going into distinctly separate jars such as healthcare and infrastructure, to take care of our ageing population. This is one of the most effective ways of keeping your savings on track: by consciously putting your money into ‘jars’ for each item you’re saving up for.

Design: E&A Interiors Give your living room an instant makeover by updating your throw pillows. At S$15 or less per pillow cover, it’s an inexpensive way to breathe life into your sofa. Like the mix-and-match bed linens idea, mix up different patterns, shapes, and textures to create visual interest.  

Not many people know this, but you can go for exercise classes for free over at Singapore Sports Hub. Get involved in their Experience Sports-Fit sessions, and you’ll be sweating your way to a fitter bod without having to cough up expensive class fees. 

You don’t need to burn a hole in your wallet to treat yourself to an atas meal.  All you need is the know-how on where to go in Singapore to find great deals. 

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Make it a point to drop by department stores’ home sections every now and then, to see if there are any items on sale. Case in point: after moving into my flat, I realized I’d be sleeping on a bare mattress. I dropped by a nearby Isetan on a whim and scored a queen-sized bed linen set for just S$41 (originally S$204)!  

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Head over to their website to start buying and selling, or check out their physical stores at City Plaza, PoMo, and Orchard Gateway. 

Give your living room an instant makeover by updating your throw pillows. At S$15 or less per pillow cover, it’s an inexpensive way to breathe life into your sofa. Like the mix-and-match bed linens idea, mix up different patterns, shapes, and textures to create visual interest.

If family or friends offer to give their hand-me-down furniture, just say, “Yes, thank you!” Even if they don’t quite fit the look you hand in mind, find a way to make them work. Right now, the priority is to feel comfortable in a furnished home.

If possible, don’t buy secondhand furniture from Carousell unless you can examine it in person first. You don’t want to end up with a piece that needs a lot of TLC (unless you don’t mind doing a DIY restoration job).

Spare yourself the agony of debating for the hundredth time if it’s worth taking a cab, because when a promo code is keyed in, the answer is always yes. There are tons of places where you can find Uber/Grab promo codes, and they’re not just limited to the ones you get informed of via email. 

Design: Architology It’s 2016, and your nightstand no longer has to be an overpriced brown boxy thing. It can be a chair, a repurposed ladder, even a basic filing cabinet! You are only limited by your imagination (and budget) when it comes to executing this hipster home decorating idea.  

Looking for a manicure? Pay a visit to the heartland nail parlours that cost way less than what you’d pay in town. Need a haircut? Snip Avenue’s rates start from as low as $3.80. Want a semi-fine dining dinner? Head over to The Top Table, where students from Temasek Polytechnic hone their craft – you’ll get restaurant-quality food for a fraction of the price. 

We all know that feeling of getting our paychecks and wanting to splurge on everything we see, although we *know* this isn’t sustainable in the long run. 

Money is an essential part of our lives – and saving money should always be on everyone’s minds. For most young Singaporeans, there seems to be so much we need to save for – our HDB, our wedding, our future. 

7. Get a bank account that lets you set specific savings goals

This article was contributed by SingSaver.com.sg, Singapore’s #1 financial comparison platform and a part of the CompareAsiaGroup.

Vignettes are an easy way to decorate a bare table using items you already own or inexpensive flea market finds. This article has a lot of great ideas on how to create a perfectly-composed vignette.  

Vignettes are an easy way to decorate a bare table using items you already own or inexpensive flea market finds. Or, place some coffee books from bookstores. They instantly add sophistication to your space.

This is a no-brainer. Enough said. Check if your credit card offers discounts at your favourite stores and you may earn that cashback or miles. We recommend to stagger the bulk purchases. If you have yet to hear about this cashback credit card we raved about, it’s time to check it out.

Clothing rentals aside, Singapore has lots of other rental services available, from DSLRs to pool floats – so do your research before making a purchase.

Knowing how to buy and shop smartly is one of the most important ways to saving money. The more you save, the more money you have to invest either financially or in yourself. So, always keep an eye out for great deals that stretch your dollar further. 

It’s 2016, and your nightstand no longer has to be an overpriced brown boxy thing. It can be a chair, a repurposed ladder, even a quirky cylinder drum! You are only limited by your imagination (and budget) when it comes to executing this hipster home decorating idea.

If you’re looking for ways to boost your own income, your car might just be what can help you with this.

Looking to shop at Taobao? Check out our guide and quick shopping hacks here.

Picture this scenario: you’re browsing online shopping sites, and you’ve got some items in the cart that are tempting you to click ‘Check Out’ ASAP. However, there’s something keeping you from following through – maybe a hope for discount codes, or exorbitant shipping fees. 

To pull this off successfully, choose a colour palette then pick a variety of prints that fall within this palette. Working around your chosen colours results in a unified yet stylish look.

For example, the offers 15% off at Hipvan and 12% off at Naiise (all other Citi Cards get 10% off at these stores). You also get a S$50 Qoo10 gift card when you apply for a Citi Rewards Card, plus S$10 off your purchase when you spend at least S$80 on Fridays!  

This same guiding logic that they used can be applied to our lives – and it’s a tricky balance, but as long as they continue budgeting carefully, spending judiciously, and prioritising, Singapore’s in pretty darn fine hands. 

If that sounds familiar to you, it’s time to install the Chrome extension Honey. 

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10 Money Saving Tips To Spend Less In Singapore And Save Up For Your HDB ASAP

Decorating a flat in Singapore is both exciting and daunting. While there’s no shortage for chic home decor in the city, shopping can feel like a pointless exercise when you’re on a tight budget. And unless you have endless amounts of creativity and patience, executing DIY projects aren’t worth the time and effort.

Reusable Art is a great resource for public domain images – that is, vintage advertisements, old posters, and historical photos whose copyright has expired. For something more 21st century, you can download stunning photos from today’s best photographers at Snapwire Snaps, Life of Pix, and Pixabay. Hey, you wouldn’t need to splurge on a feature wall afterall.

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Eating out can be an expensive affair, but having a nice dinner doesn’t have to be expensive. Websites like Snatch or eatigo have excellent promotions you can utilise, like 1-for-1 offers. 

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Picture: Ikea Some people feel the need to graduate from Ikea and move on to purchasing “real” furniture. Definitely go shopping elsewhere if you want heirloom pieces your grandchildren will inherit. But if you’re after great-looking decor at affordable price points, it’s worth giving this place a look-over.  

Head over to FB Messenger and make friends with TaxiBot, your friendly neighbourhood taxi promo code bot, or pop down to Telegram and join the group @sgcabpromos to receive the latest codes straight to your phone.

Singapore Malaysia Australia International Malaysia Singapore Australia International

As we get older and life gets busier, we find ourselves in need of newer, and nicer, clothes for different occasions. A dress from the neighbourhood mall just doesn’t quite cut it any more, but shelling out cash every time we need a new outfit takes a toll on the wallet.

5. Stalk Your Credit Card’s Deals Page Once you feel the need to “graduate” to “real” furniture and matching linens, see if your credit card offers discounts at your favourite stores.

However, there are ways to achieve an Apartment Therapy-worthy flat without breaking your budget or going DIY-crazy. Take it from a thrifty, lazy person whose only major vice is buying pretty objects for the house:  

We’ve talked about renting clothes for special occasions, but sometimes, you’ve just got to buy the pieces. Your solution, my friends, comes in the form of Refash. Refash sells pre-loved items with minimum fuss, allowing you to list items and sell them on their site or through their stores. They handle all the buyer enquiries and will even send you the necessary supplies to ship your stuff! 

Similarly, the government constantly studies new options for revenue, to prepare for rising and new needs in areas like healthcare, infrastructure and transport.

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When we talk about earning money from your car, most people think about becoming an Uber/Grab driver. But here’s an alternative idea – why not turn it into a moving advertisement? With services like Movo, get your vehicle decked out in advertising decals and get up to $300/month by “decorating” your car and not doing much else. 

Expect to pay at least S$200 for a matching bed linen set. If that sounds ridiculous, you can buy linens separately (on sale), then mix and match the patterns. Not only do you save a lot of money this way, but using different textiles creates a very interesting bedroom space.

It’s a bit of a different approach to selling second-hand clothes, but just like how the government is making use of alternative methods such as hackathons and crowdsourcing to ensure they get the best value for innovative investments, you too can get creative in refreshing your wardrobe.

Whether it’s saving up for a rainy day, or prioritising what to focus on when we’re planning our budgets, we can use Ministry of Finance’s core principles to keep us more prince (or princess) than pauper. 

A good rule of thumb when it comes to saving is the 20-50-30 principle. A minimum of 20% of your income should go to your savings, 50% on necessities like utilities and groceries, and a maximum of 30% for miscellaneous expenses, like fancy dinners or a new handbag. 

Reusable Art is a great resource for public domain images – that is, vintage advertisements, old posters, and historical photos whose copyright has expired. For something more 21st century, you can download stunning photos from today’s best photographers at Snapwire Snaps, Life of Pix, and Pixabay.  

For my budget in 2017, I’m focusing on saving up for a trip to Japan – prioritising your goals allows you to then be more effective about where your money goes. 

These money saving tips were originally published at SingSaver.com.sg, Singapore’s #1 comparison site for credit cards and personal loans. This article was modified with permission from SingSaver.

However, there are ways to achieve a Pinterest-worthy flat without breaking your budget or going DIY-crazy.

3. Say Yes to Hand-Me-Downs If family or friends offer to give their hand-me-down furniture, just say, “Yes, thank you!” Even if they don’t quite fit the look you hand in mind, find a way to make them work. Right now, the priority is to feel comfortable in a furnished home. It’s much better than eating off a box or sleeping on a mattress on the floor until you can afford to buy everything yourself.  

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2. But So Are Carousell, Flea Markets, and Department Stores on Sale This will require a bit more effort, but the payoff is worth it. You’ll be surprised by the gorgeous hand-crafted items you can score or the well-made furniture you can get on the cheap, just because someone didn’t know what to do with it.

MOF manages Singapore’s budget with present and future needs in mind, ensuring we have enough to spend for the year while keeping responsible rainy day funds locked away. They balance short-term spending with saving and long-term goals. For example, would it be better to give out GST vouchers yearly? Or would it be better spent on developing new programmes to help those in need? What’s the right balance and trade-offs to be made?

If you can’t afford real art, don’t bother with posters or department store prints. Instead, get inexpensive frames and fill them up with free art you can download online.

Before rushing to the hardware store, count how many knobs you are planning to replace. Updating the handles of your bedroom cabinet will be much cheaper than updating the handles of your kitchen cabinets. Decide on your budget and stick to it before falling in love with pieces you can’t afford.

Note: All the fittings and decor accessories are from Taobao

8. Download Your Wall Art If you can’t afford real art, don’t bother with posters or department store prints. Instead, get inexpensive frames and fill them up with free art you can download online.

Rather than spending money on designer pieces that you may only wear once or twice, why not rent them? StyleTheory offers a service where you can get 3 pieces of designer clothing (worth up to $600 each) for $129/month. You can wear the clothes till you’re done with them, and then return the pieces for some new ones! 

There are also lots of places in Singapore with pretty sweet dinnertime deals – like 25% off your mains when you grab an early dinner at Nassim Hill, or $3++ salmon sashimi at the Standing Sushi Bar on Mondays and Thursdays. 

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Design: Haire LivingA vignette is a small, pretty picture formed by grouping a variety of objects together. Think of it as a miniature display that sets the mood of your room or tells a story about yourself, as opposed to displaying a collection.

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To pull this off successfully, choose a colour palette, then pick a variety of prints that fall within this palette. Working around your chosen colours results in a unified yet stylish look.  

A vignette is a small, pretty picture formed by grouping a variety of objects together. Think of it as a miniature display that sets the mood of your room or tells a story about yourself, as opposed to displaying a collection.

IKEA, Carousell and sales from department stores are some of the usual haunts homeowners look for good furniture deals. Make it a point to drop by department stores’ home sections every now and then, to see if there are any items on sale. Keep a lookout for online sales fever such as the US Black Friday sales and Singapore’s 12.12 sales.

Last but not least, if you haven’t heard about it yet, the Qanvast app carries more than 50 popular brands of home furnishing items (think Tempur mattresses, Originals Furniture etc), with exclusive discounts and additional cashback of up to 20%!

This post was brought to you in collaboration with the Ministry of Finance. 

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